OTTO FINANCIAL
Start a challenge

Proprietary trading, built properly

Trade our capital. Keep up to 90% of what you earn.

Otto Financial runs its own funded-trader program, gives you the risk tools to pass evaluations anywhere, and lets you turn a trading idea into a tested algorithm with AI.

Otto Financial crest and wordmark
$200KLargest starting account
90%Top profit split with scaling
14 daysPayout cycle
0Time limits on evaluations

Otto Funded

Our own prop firm, with rules you can read in a minute

Pick an evaluation, hit the profit target without breaking the loss limits, and trade a funded account. The fee is refunded with your first payout.

  1. EvaluationReach the profit target while staying inside the daily and overall loss limits.
  2. VerificationTwo-Step only: a smaller target to confirm consistency. One-Step skips this.
  3. FundedSign the trader agreement and receive your Otto Funded account within 24 hours.
  4. PayoutRequest every 14 days. Hit 10% net in four months and the account scales by 25%.

Challenge Toolkit

Pass other firms' evaluations by managing risk, not by luck

Most failed challenges are rule breaches, not bad analysis. The toolkit loads a firm's exact rules and keeps every position inside them.

Rule profiles

Every firm's fine print, loaded

Daily loss basis, trailing or static drawdown, consistency rules, news restrictions and minimum days for 40+ popular programs.

Drawdown guard

Stops you before the firm does

Tracks equity in real time and blocks new orders when you are within your chosen buffer of the daily or overall limit.

Position sizer

Lot size from risk, not gut

Sizes each trade from your stop distance and the drawdown you have left today, so one loss can never end the challenge.

News filter

Flat before red-folder events

Warns and optionally closes positions ahead of high-impact releases where your firm's rules restrict trading.

Consistency tracker

No single-day surprises

Shows how close your best day is to the firm's consistency cap before you request a payout.

Journal

Know why you failed last time

Auto-tags each trade by session, setup and rule proximity, then shows where your edge actually comes from.

Challenge planner

Pass rate–
Fail: daily limit–
Fail: max loss–
Median days to pass–
PassedFailedProfit targetMax loss

The planner runs 4,000 simulated challenges from your inputs over up to 60 trading days. It shows how rules and sizing interact; it cannot predict your results. Check each firm's terms before using any tool: some programs restrict expert advisors, copy trading or third-party software.

Otto Quant

Describe a strategy. Get an algorithm you can test.

Otto Quant turns plain-English ideas into explicit entry, exit and risk rules, then backtests them on historical data before any capital is involved.

01DescribeYour idea, in your words
02GenerateAI writes testable rules
03BacktestYears of tick data, real costs
04Paper trade30 days forward, no capital
05DeployBroker or Otto Funded account

Strategy

Trend

          

Illustrative sample curve generated in your browser. Not a real backtest and not indicative of future results.

Questions

Before you start

Is Otto Funded trading real money?

Evaluation and funded accounts trade in a simulated environment that mirrors live market prices. Otto Financial pays performance rewards based on your simulated results under the trader agreement.

What happens if I break a rule?

Hitting the daily or overall loss limit ends that account. You can start a new evaluation at a 15% discount within 7 days.

Can I use the Challenge Toolkit at other prop firms?

Yes, as long as that firm allows it. The toolkit is a risk manager and planner. Several firms prohibit expert advisors, copy trading or trade-management software, so check each program's terms first. Otto Funded allows the toolkit on every account.

Will Otto Quant make me profitable?

No tool can promise that. Otto Quant helps you state a strategy precisely and test it honestly. Many ideas fail in backtesting, and that is a useful result that costs you nothing.

When are payouts sent?

You can request a payout every 14 days once funded. Requests are reviewed and paid within two business days by bank transfer or USDC.

Otto Financial

Prove your edge. Trade our capital.

Choose your account