Proprietary trading, built properly
Trade our capital. Keep up to 90% of what you earn.
Otto Financial runs its own funded-trader program, gives you the risk tools to pass evaluations anywhere, and lets you turn a trading idea into a tested algorithm with AI.

Otto Funded
One-step and two-step evaluations from $10K to $200K, with clear rules and bi-weekly payouts.
View accounts → Pass any evaluationChallenge Toolkit
Rule profiles for major firms, a drawdown guard, position sizing, and a pass-probability planner.
Open the planner → AI tradingOtto Quant
Describe a strategy in plain English. Otto Quant writes the rules, backtests them, and paper-trades them.
Try the builder →Otto Funded
Our own prop firm, with rules you can read in a minute
Pick an evaluation, hit the profit target without breaking the loss limits, and trade a funded account. The fee is refunded with your first payout.
- EvaluationReach the profit target while staying inside the daily and overall loss limits.
- VerificationTwo-Step only: a smaller target to confirm consistency. One-Step skips this.
- FundedSign the trader agreement and receive your Otto Funded account within 24 hours.
- PayoutRequest every 14 days. Hit 10% net in four months and the account scales by 25%.
Challenge Toolkit
Pass other firms' evaluations by managing risk, not by luck
Most failed challenges are rule breaches, not bad analysis. The toolkit loads a firm's exact rules and keeps every position inside them.
Every firm's fine print, loaded
Daily loss basis, trailing or static drawdown, consistency rules, news restrictions and minimum days for 40+ popular programs.
Stops you before the firm does
Tracks equity in real time and blocks new orders when you are within your chosen buffer of the daily or overall limit.
Lot size from risk, not gut
Sizes each trade from your stop distance and the drawdown you have left today, so one loss can never end the challenge.
Flat before red-folder events
Warns and optionally closes positions ahead of high-impact releases where your firm's rules restrict trading.
No single-day surprises
Shows how close your best day is to the firm's consistency cap before you request a payout.
Know why you failed last time
Auto-tags each trade by session, setup and rule proximity, then shows where your edge actually comes from.
The planner runs 4,000 simulated challenges from your inputs over up to 60 trading days. It shows how rules and sizing interact; it cannot predict your results. Check each firm's terms before using any tool: some programs restrict expert advisors, copy trading or third-party software.
Otto Quant
Describe a strategy. Get an algorithm you can test.
Otto Quant turns plain-English ideas into explicit entry, exit and risk rules, then backtests them on historical data before any capital is involved.
Strategy
TrendIllustrative sample curve generated in your browser. Not a real backtest and not indicative of future results.
Questions
Before you start
Is Otto Funded trading real money?
Evaluation and funded accounts trade in a simulated environment that mirrors live market prices. Otto Financial pays performance rewards based on your simulated results under the trader agreement.
What happens if I break a rule?
Hitting the daily or overall loss limit ends that account. You can start a new evaluation at a 15% discount within 7 days.
Can I use the Challenge Toolkit at other prop firms?
Yes, as long as that firm allows it. The toolkit is a risk manager and planner. Several firms prohibit expert advisors, copy trading or trade-management software, so check each program's terms first. Otto Funded allows the toolkit on every account.
Will Otto Quant make me profitable?
No tool can promise that. Otto Quant helps you state a strategy precisely and test it honestly. Many ideas fail in backtesting, and that is a useful result that costs you nothing.
When are payouts sent?
You can request a payout every 14 days once funded. Requests are reviewed and paid within two business days by bank transfer or USDC.